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Stablecoins

Stablecoins are the foundation of the Arc ecosystem, supporting a growing set of fiat-backed and yield-bearing tokens. These assets provide price stability, onchain yield, and multi-currency support for payments, FX, and financial applications. The ERC-20 functions affect native balance movements.

USDC

USDC is the native EVM asset on Arc and is used for gas fees. The native balance, consistent with most EVM implementations, expresses the balance up to 18 decimals of precision. An optional USDC ERC-20 interface is also available for developers who need ERC-20 features such as transferFrom, approve, and allowance management. The ERC-20 function call directly affects native USDC balance movements.
ContractAddressNotes
USDC0x3600000000000000000000000000000000000000Optional ERC-20 interface for interacting with the native USDC balance. Uses 6 decimals.
Getting testnet USDC: You can request USDC on Arc Testnet from the Circle Faucet. USDC is required to pay for gas and interact with contracts on Arc.Note: As with any ERC-20 token, always use the decimals() function to interpret balances and transfer amounts accurately. On Arc, the native USDC gas token uses 18 decimals of precision, while the USDC ERC-20 interface uses 6 decimals. Avoid mixing these values directly, as doing so may result in incorrect balance handling. For applications integrating USDC, it’s recommended to rely solely on the standard ERC-20 interface for reading balances and sending transfers.

EURC

EURC is the euro-denominated stablecoin issued by Circle and supported natively on Arc for use in payments, FX, and other financial applications.
ContractAddressNotes
EURC0x89B50855Aa3bE2F677cD6303Cec089B5F319D72aMain EURC token contract. Uses 6 decimals.
Getting testnet EURC: Testnet EURC can be requested from the Circle Faucet. Select Arc Testnet as the network and EURC as the token to receive a small test allocation.

USYC

USYC is a yield-bearing token issued by Circle International Bermuda Ltd. and supported on Arc for institutional and DeFi use cases. It represents shares of a tokenized money market fund backed by short-duration U.S. Treasury securities, offering onchain access to regulated, low-risk yield.
ContractAddressNotes
USYC0xe9185F0c5F296Ed1797AaE4238D26CCaBEadb86CThe main USYC token contract representing tokenized money market fund shares. Uses 6 decimals.
Entitlements0xcc205224862c7641930c87679e98999d23c26113Manages allowlisted access and entitlement controls for permissioned addresses on the Arc Testnet.
Teller0x9fdF14c5B14173D74C08Af27AebFf39240dC105AContract used to mint and redeem testnet USYC from testnet USDC once your wallet is allowlisted.
Getting testnet USYC:
  1. Obtain testnet USDC from the Circle Faucet.
  2. Request allowlisting by opening a ticket with Circle Support and include your Arc Testnet wallet address. Requests are typically processed in 24–48 hours.
  3. Once approved, call the USYC Teller contract or interact with the USYC Portal to deposit testnet USDC and receive testnet USYC.
For more information on issuance, redemption, and eligibility, see USYC Overview.

Crosschain

The contracts below enable crosschain interoperability between Arc and other blockchains through Circle’s Cross-Chain Transfer Protocol (CCTP) and Gateway. CCTP handles crosschain message passing and stablecoin transfers, while Gateway provides chain-abstracted USDC balances for seamless liquidity movement.

CCTP

Gateway

Payments and settlement

Arc provides payment and settlement contracts that enable foreign exchange and onchain settlement workflows using stablecoins. These components support application-level use cases such as FX execution and escrow-based settlement.

StableFX

StableFX is an enterprise-grade stablecoin FX engine that combines Request-for-Quote (RFQ) execution with onchain settlement on Arc. The following is the address for the escrow contract used to settle stablecoin swaps.
ContractAddressNotes
FxEscrow0x1f91886C7028986aD885ffCee0e40b75C9cd5aC1The escrow contract used by both makers and takers to settle stablecoin swaps.
Before executing FX trades, StableFX must be able to transfer USDC from your wallet. To enable this, you need to grant a USDC allowance to the Permit2 contract. See Common Ethereum contracts for the Permit2 address.

Common Ethereum contracts

Arc Testnet includes a set of widely used Ethereum ecosystem contracts for deterministic deployment, batched reads, and standardized token approvals. Although not Circle-managed, these contracts are deployed on Arc to ensure compatibility with common EVM tooling and workflows.
ContractAddressNotes
CREATE2 Factory (Arachnid)0x4e59b44847b379578588920cA78FbF26c0B4956CMinimal proxy for deterministic contract deployment using the CREATE2 opcode.
Multicall30xcA11bde05977b3631167028862bE2a173976CA11Aggregates multiple read calls into a single call for efficient data retrieval.
Permit20x000000000022D473030F116dDEE9F6B43aC78BA3Universal contract for signature-based token approvals. Required for StableFX.